Every good thing given and every perfect gift is from above, coming down from the Father of lights, with whom there is no variation or shifting shadow. (James 1:17)
Place tortilla chips on baking sheet; spoon about 1 t. beans on each, if desired. Sprinkle with cheese. Bake at 350ºF for 7-9 minutes or until cheese is melted. Top each with picante and serve immediately.